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	<title>Philmartinloans Blog</title>
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		<title>Philmartinloans Blog</title>
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		<title>Buying A Foreclosure As Easy As Buying A New Home?</title>
		<link>http://philmartinloans.wordpress.com/2010/10/28/buying-a-foreclosure-as-easy-as-buying-a-new-home/</link>
		<comments>http://philmartinloans.wordpress.com/2010/10/28/buying-a-foreclosure-as-easy-as-buying-a-new-home/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 16:05:52 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=189</guid>
		<description><![CDATA[FHA 203K loans are known as the best loan program for buying a home and renovating it. They are also known as a &#8220;Painful&#8221; experience. It is true there are many moving parts. Agents, houses, Sellers-REO Asset Managers, Lenders, Contractors, Licensing&#8230;.etc., etc. If you live in the DFW area, and you are interested in exploring [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=189&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>FHA 203K loans are known as the best loan program for buying a home and renovating it. They are also known as a &#8220;Painful&#8221; experience. It is true there are many moving parts. Agents, houses, Sellers-REO Asset Managers, Lenders, Contractors, Licensing&#8230;.etc., etc. </p>
<p>If you live in the DFW area, and you are interested in exploring how you can buy an undervalued house and then move into the home of your dreams, go to <a href="http://www.homeagaindfw.com">www.HomeAgainDFW.com</a>. </p>
<p>This is a managed service program that will work with a buyer (or owner who wants to renovate on a 203K refinance) from start to finish. They have combined the professionals such as Real Estate Agents, Lender, Design Consultants, Materials Experts, Contractors (even foundation issues) and more deliver the experience to the buyer as a Managed Service. Builder pricing on rehab, Warranties and more. And PrimeLending, the Lender, was characterized by a top HUD consultant as the &#8220;Cadillac&#8221; of 203K lenders in TX. </p>
<p>I am proud to be a preferred lender for this program in our area. You can also attend a Free, No Obligation <a href="http://www.ezmeetingsonline.com/philmartin/homeagain-dfw-agents-home-buyer-university-1/">on-line workshop for the program 6 days a week </a>from the privacy of your own home. </p>
<p>Don&#8217;t miss this program if you are an agent, asset manager, home buyer or home owner. </p>
<p>Phil </p>
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		<title>FHA MIP is going up!! Use This Free Calculator To Close Business Now.</title>
		<link>http://philmartinloans.wordpress.com/2010/09/13/fha-mip-is-going-up-use-this-free-calculator-to-close-business-now/</link>
		<comments>http://philmartinloans.wordpress.com/2010/09/13/fha-mip-is-going-up-use-this-free-calculator-to-close-business-now/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 15:42:19 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=176</guid>
		<description><![CDATA[FHA Mortgage Insurance is going UP Oct 4, 2010. These changes will have a significant impact on monthly payments and in some cases may even kill a deal. Watch this video to see how easy it is to calculate the impact of these changes to your prospects/clients. Sharing this information can impact your clients who [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=176&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>FHA Mortgage Insurance is going UP Oct 4, 2010. These changes will have a significant impact on monthly payments and in some cases may even kill a deal.</p>
<p><a href="http://budurl.com/FaxPhil">Watch this video</a> to see how easy it is to calculate the impact of these changes to your prospects/clients.  Sharing this information can impact your clients who are waiting around to see what happens.   Stop waiting and buy before the price goes up.     KILLER stuff.</p>
<p><strong><br />
Simply</strong> <a href="http://www.box.net/shared/sqg983lo3u"><strong>click here</strong></a> <strong>to download the calculator.</strong></p>
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		<title>Are you the victim of a &#8220;wanna&#8221; Drive-By?</title>
		<link>http://philmartinloans.wordpress.com/2010/08/18/are-you-the-victim-of-a-wanna-drive-by/</link>
		<comments>http://philmartinloans.wordpress.com/2010/08/18/are-you-the-victim-of-a-wanna-drive-by/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 13:46:21 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=156</guid>
		<description><![CDATA[July 23, 2010, 7:25 a.m. EDT VERIZON WireLESS &#8220;During the second quarter, Verizon Wireless customers sent or received more than 180 billion text messages.&#8221; Still think wireless is just a fad. Watch this video. Fact: 18%-20% of all Listing are purchased by a drive-by calling the number on the yard sign. Fact: 80%-90% of all [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=156&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>July 23, 2010, 7:25 a.m. EDT  VERIZON WireLESS<br />
&#8220;During the second quarter, Verizon Wireless customers sent or received more than 180 billion text messages.&#8221;</p>
<p>Still think wireless is just a fad.   Watch this <a href="http://www.viddler.com/explore/pmartin/videos/44/">video</a>.<br />
Fact:  18%-20% of all Listing are purchased by a drive-by calling the number on the yard sign.<br />
Fact:  80%-90% of all home searches start on the Internet</p>
<p>It&#8217;s great if you are still using your phone number, a Flyer and a recorded phone message on your listings.</p>
<p>Why are you not using FREE Text Mobi with Call Capture and a Free website for all your listings?   </p>
<p>Watch this <a href="http://www.viddler.com/explore/pmartin/videos/44/">video</a> .   Never lose another drive-by.</p>
<p>Phil </p>
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		<title>Short Sales – What Is Great Advice Worth?</title>
		<link>http://philmartinloans.wordpress.com/2010/05/24/short-sales-%e2%80%93-what-is-great-advice-worth/</link>
		<comments>http://philmartinloans.wordpress.com/2010/05/24/short-sales-%e2%80%93-what-is-great-advice-worth/#comments</comments>
		<pubDate>Mon, 24 May 2010 19:46:51 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=129</guid>
		<description><![CDATA[You might shy away from listing a Short Sale (SS), but how will you provide the best representation when your buyer wants one? The way I see it, you have 3 choices. 1. Become an expert and target SS to make money 2. Become familiar enough to “refer” and make money 3. Pretend that SS [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=129&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>You might shy away from listing a Short Sale (SS), but how will you provide the best representation when your buyer wants one?   </p>
<p>The way I see it, you have 3 choices.   </p>
<p>1.	 Become an expert and target SS to make money<br />
2.	Become familiar enough to “refer” and make money<br />
3.	Pretend that SS don’t exist and leave the money to others (I don’t recommend this one)</p>
<p>Attached , is one of THE BEST papers I’ve ever read on Short Sales, entitled “HAFA Nice Day! New Rules For Short Sales”, by Kelly Milligan Esq. of Chicago Title in Plano, TX.   <strong><a href="http://www.box.net/shared/5mxhikzvhv">Download Now</a> </strong></p>
<p>It is the best not just because it is informative, easy to read and understand, but also because it has immediate value for practical application.   <strong><a href="http://www.box.net/shared/5mxhikzvhv">Download Now</a>. </strong></p>
<p>You will love Kelly’s straight forward, pragmatic writing style.  Thankfully he’s agreed to let me share with all of you.   <strong><a href="http://www.box.net/shared/5mxhikzvhv">Download Now</a></strong></p>
<p>Will you represent, refer or relinquish on the SS?    Guys, this is info you DON’T want to miss.  <strong><a href="http://www.box.net/shared/5mxhikzvhv">Download Now</a>.  </strong></p>
<p>Ps….HAFA Nice Day!….. <strong><a href="http://www.box.net/shared/5mxhikzvhv">Download Now</a></strong></p>
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		<title>First Time Home Buyer On Line Workshop</title>
		<link>http://philmartinloans.wordpress.com/2010/04/29/first-time-home-buyer-on-line-workshop/</link>
		<comments>http://philmartinloans.wordpress.com/2010/04/29/first-time-home-buyer-on-line-workshop/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 04:42:34 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=123</guid>
		<description><![CDATA[First Time Home Buyers (FTHB) make up 50% of buyers. Avg age 26-34, 46% married, 21% single females, 19% single males. 87% start the search on the Internet. 76% of agents had a sit-downbefore showing FTHB any properties, 49% signed a buyer rep agreement. The Best Home Marketing has strategies and tools to help yo&#8230;u [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=123&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h3 class="UIIntentionalStory_Message"><span class="UIIntentionalStory_Names"> </span><span class="UIStory_Message">First Time Home  Buyers (FTHB) make up 50% of buyers.   Avg age 26-34, 46% married, 21%  single females, 19% single males.   87% start the search on the  Internet.   76% of agents had a sit-downbefore showing FTHB any  properties, 49% signed a buyer rep agreement.</p>
<p>The Best Home  Marketing has strategies and tools to help yo<span class="text_exposed_hide">&#8230;</span><span class="text_exposed_show">u  penetrate this valuable market.  Here&#8217;s just  ONE&#8230;<a href="http://www.fthbworkshop.com/">.www.FTHBWorkshop.com</a>.  We can customizeand automate the workshop  just for you so you never have to attend and you still get the lead.   Just raise your hand.</p>
<p>PS.   Our awesome Workshop After The  Workshop helps build the trust and relationships to keep the business  for life.<br />
Just raise your hand.</span></span></h3>
<p><a href="http://www.fthbworkshop.com/">First Time Home Buyer 972-359-0341</a>.</p>
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		<title>Do You Really Need To Have &#8220;Backdoor&#8221; Clients??</title>
		<link>http://philmartinloans.wordpress.com/2010/04/02/do-you-really-need-to-have-backdoor-clients-2/</link>
		<comments>http://philmartinloans.wordpress.com/2010/04/02/do-you-really-need-to-have-backdoor-clients-2/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 12:25:49 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=53</guid>
		<description><![CDATA[Clients need feedback just like you do. Agents Unfair Advantage gives you feedback capability like none other. Give your clients their own password to go behind the scenes and SEE how many people have looked at their eProperty site&#8230;by page. How many &#8220;Eyes On&#8221; their listing have been generated by your efforts and the eProp [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=53&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Clients need feedback just like you do. Agents Unfair Advantage gives you feedback capability like none other. Give your clients their own password to go behind the scenes and SEE how many people have looked at their eProperty site&#8230;by page. How many &#8220;Eyes On&#8221; their listing have been generated by your efforts and the eProp site.</p>
<p>Don&#8217;t get shot because you&#8217;re the messenger!!!! We all know this happens. Feedback from potential buyers and other agents communicates critical information in ways that you can&#8217;t. EProp sites have a feedback mechanism that let&#8217;s YOUR client read first hand, what buyers are saying about their homes location, the price, the layout, etc.</p>
<p>Get this AND more by <a href="http://budurl.com/Backdoorclients">watching this video now&#8230;..</a></p>
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		<title>If You Are Not Marketing – You Are Not In Business!</title>
		<link>http://philmartinloans.wordpress.com/2010/04/01/if-you-are-not-marketing-%e2%80%93-you-are-not-in-business/</link>
		<comments>http://philmartinloans.wordpress.com/2010/04/01/if-you-are-not-marketing-%e2%80%93-you-are-not-in-business/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 18:15:26 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/2010/04/01/if-you-are-not-marketing-%e2%80%93-you-are-not-in-business/</guid>
		<description><![CDATA[Real Estate agents MUST be Master Marketers. Dynamic Disseminators of information. But unfortunately, most agents feel that if they are going to Market, then “they” have to Market. When that is the belief, then agents tend to spend most of their time behind a keyboard, staying up late, spending their valuable time doing “administrative” work [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=46&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Real Estate agents MUST be Master Marketers. Dynamic Disseminators of information. But unfortunately, most agents feel that if they are going to Market, then “they” have to Market. When that is the belief, then agents tend to spend most of their time behind a keyboard, staying up late, spending their valuable time doing “administrative” work and in short, not making the money or having the lifestyle they really want.</p>
<p>The Best Home Marketing System changes all that. And it is FREE. Websites, Admin, ePropertySites, PromoSites, Systematic Follow Up System, Virtual Tours, and more. </p>
<p><A href="http://www.screencast.com/t/KpzlcWmvxT">CLICK HERE For VIDEO</A> of overview of &#8220;The Best Home Marketing&#8221;. </p>
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		<title>Are you TIRED of Paying $$$$ to put your Virtual Tour on Realtor.com??</title>
		<link>http://philmartinloans.wordpress.com/2010/04/01/are-you-tired-of-paying-to-put-your-virtual-tour-on-realtor-com/</link>
		<comments>http://philmartinloans.wordpress.com/2010/04/01/are-you-tired-of-paying-to-put-your-virtual-tour-on-realtor-com/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 18:14:21 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/2010/04/01/are-you-tired-of-paying-to-put-your-virtual-tour-on-realtor-com/</guid>
		<description><![CDATA[Watch this video to see how you can eliminate virtual tour costs when you post to Realtor.com<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=45&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><A href="http://www.screencast.com/t/9Tgd42bbl">Watch this video </A>to see how you can eliminate virtual tour costs when you post to Realtor.com</p>
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		<title>Why Aren’t You Using Your FREE Personalized Website?</title>
		<link>http://philmartinloans.wordpress.com/2010/04/01/why-aren%e2%80%99t-you-using-your-free-personalized-website/</link>
		<comments>http://philmartinloans.wordpress.com/2010/04/01/why-aren%e2%80%99t-you-using-your-free-personalized-website/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 18:13:28 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/?p=43</guid>
		<description><![CDATA[Why should Real Estate agents have a stand alone website that markets them and their properties?&#160;&#160; This is a GREAT idea.&#160; Your clients only see YOU.&#160; They do not see a list of “other” real estate agents.&#160;&#160; On your personal website, your prospects and clients do not have to deal with advertisements and other distractions.&#160; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=43&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Why should Real Estate agents have a stand alone website that markets them and their properties?&nbsp;&nbsp; This is a GREAT idea.&nbsp; Your clients only see YOU.&nbsp; They do not see a list of “other” real estate agents.&nbsp;&nbsp; On your personal website, your prospects and clients do not have to deal with advertisements and other distractions.&nbsp; You can build the brand you want.&nbsp; This can be done with zero cost.&nbsp; This can be done without having to become a programmer or know code.&nbsp; If all this was true would you take advantage of it?&nbsp;&nbsp; <A href="http://www.screencast.com/t/yNO72J5gd">Watch this short video </A>and find out how. </p>
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		<title>Call Capture is NOT dead.  It&#8217;s just different.</title>
		<link>http://philmartinloans.wordpress.com/2010/04/01/tip-of-the-week-%e2%80%93-notifications-in-eprop-call-capture-is-not-dead-its-just-different/</link>
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		<pubDate>Thu, 01 Apr 2010 18:12:33 +0000</pubDate>
		<dc:creator>philmartinloans</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philmartinloans.wordpress.com/2010/04/01/tip-of-the-week-%e2%80%93-notifications-in-eprop-call-capture-is-not-dead-its-just-different/</guid>
		<description><![CDATA[Texting&#160; grew by 500% last year alone.&#160; Texting is a juggernaut and we think soon to be dominant channel for communications.&#160; If you are behind this curve you will lose listings, buyers and commissions.&#160; Imagine your potential buyer stopped in front of your listing at 10pm Sunday evening.&#160; They call your 1-800 number (twice – [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philmartinloans.wordpress.com&amp;blog=9668076&amp;post=42&amp;subd=philmartinloans&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Texting&nbsp; grew by 500% last year alone.&nbsp; Texting is a juggernaut and we think soon to be dominant channel for communications.&nbsp; If you are behind this curve you will lose listings, buyers and commissions.&nbsp; Imagine your potential buyer stopped in front of your listing at 10pm Sunday evening.&nbsp; They call your 1-800 number (twice – the first attempt was the wrong number) and begin to listen.&nbsp; Scribbling in the dark with a pen that is not working that well on the back of a burger bag………RIGHT!&nbsp; Like that is going to get the job done.&nbsp;&nbsp;&nbsp; Ok, how about calling the number and getting your colleague on duty who puts them on hold….OHH.&nbsp; Another one lost.&nbsp;&nbsp;&nbsp;&nbsp; Watch these TWO short videos about how our Text based Call Capture will NEVER drop another inquiry for you.&nbsp; In fact it will give the interested party every bit of information they want effortlessly and permanently.</p>
<p><A>Watch VIDEO ONE Now</A><br />
</A></p>
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